Monday, August 16, 2021

Co-Operative Insurance announces IPO

Co-Operative Insurance Managing Director, Wasantha Ranasinghe.

Sri Lankan insurer Co-Operative Insurance, recently announced their plans to go for its first Initial Public Offering (IPO) in 2021 following a commanding financial performance for the past year. The IPO will be managed by the Merchant Bank of Sri Lanka.

Affirming its financial strength, the company was able to grow by an impressive 5% in a challenging, economically-crippling environment impacted by the COVID-19 pandemic to post a profit of Rs. 695 million for the fiscal year 2020, up by a commendable 155% from last year. Which enabled it to make an indelible mark among the top 10 insurance companies in the country. This affirms the success of the company’s vision of delivering unparalleled insurance solutions and service to all Sri Lankans across the island.

“Co-Operative Insurance has yet again delivered a strong year of financial performance the past year with revenue (Gross Written Premium) of Rs. 5.2 Bn. The Company’s steady, undeterred performance continued to demonstrate stability during a period that was characterized by numerous restrictions forced into play by the global pandemic,” remarked Co-Operative Insurance Managing Director Wasantha Ranasinghe.

 “Our robust cost management initiatives, proactive drive to innovate, commitment to process re-engineering efforts backed by digital technologies, and most importantly the strength of our passionate and deeply dedicated team have helped Co-Operative Insurance to move from strength to strength. As a truly Sri Lankan company, these traits have helped prepare ourselves for the upcoming IPO that will enable us to further offer unparalleled standards of insurance to people from all different backgrounds across Sri Lanka.” During the period in review, Co-Operative Insurance’s market share has increased to 4.06%, in comparison to 3.89% as in 2019. (ircsl.gov.lk, 2020) Compared to the Industry GWP growth, which was (2.24%) during the past year, the company recorded GWP growth of 2%.

The company reported a 05-year Average Annual Growth Rate of 21% of GWP, while the industry 05-year GWP Average Annual growth was at 8.95%. Co-Operative Insurance also notes that its contribution to increasing insurance penetration in the country has increased during the period in review with 916,682 policies issued by CICL.

Profit after tax (PAT) for 2020 rose to Rs. 695 million, an increase of 155% YoY. Profit before tax (PBT) grew by 120 % compared to previous year to stand at Rs. 940 million. Established in 1999 with the aim of taking the concept of insurance beyond the borders of urban and suburban Sri Lanka, Co-Operative Insurance operates the third largest branch network amongst all local insurance company today.

According to general insurance policy, there was a need to grow the company’s capital to Rs. 1 billion in 2015, an undertaking Co-Operative Insurance lead with the creation of its subsidiaries Co-Operative Insurance Company and Cooplife Insurance – a historic benchmark within the organization.

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